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Buying an engagement ring is always a little bit of a process, but it becomes an entire project when you are attempting to buy the ring on a strict budget. For those of you who can't afford to spend three month's salary on a ring, here are some things you can do the save your wallet, and still watch her eyes light up as she agrees to make you the luckiest man in the world.

One of the most popular ways to save money on the perfect ring is to buy a ring online at a site that lets you bid for your ring. That way you can set the amount you want to pay, and it eliminates the need for financing and the possibility of over spending. Overstock.com is a very good place to find inexpensive rings as well, although there is no bidding there.

You should also have a general idea of the ring you are looking for before you go, so you do not get caught up in the cyclone of shiny things and sales pitches. Know what cut you are seeking, approximately how many carats you want, and KNOW HOW MUCH YOU WANT TO SPEND! Stick as closely as possible to that number, as it will also help keep you from making a purchase you will not be able to afford in the long run.

When it comes down to it, this ring probably means everything. You have undoubtedly thought long and hard about how and when you were going to do it, and now, you understand how to get that perfect rock at a price that won't ruin your credit score. Get ready, look over some rings online and in catalogs before you go and look in the stores, set your budget, and go after the rock of her dreams.